Terms and Conditions
These terms govern your use of nuvexalorai's website and subscription services. Please read them carefully.
Last updated on September 7, 2025
Acceptance of Terms
By using our website or subscribing to our services, you agree to be bound by these terms and conditions.
If you do not agree with any part of these terms, please do not use our services.
Service Description
nuvexalorai provides subscription-based financial planning consultations and discussions about resource allocation and budgeting approaches.
Our services are consultative in nature and do not constitute specific financial advice. Individual results may vary.
User Responsibilities
As a user of our services, you agree to:
- Provide accurate and complete information during consultations
- Use our services in compliance with applicable laws and regulations
- Respect intellectual property rights and confidentiality
- Make payments promptly according to your subscription terms
- Notify us of any changes to your contact information
Prohibited Uses
You may not use our services for:
- Any unlawful purpose or activity
- Transmitting harmful or malicious content
- Attempting to gain unauthorized access to our systems
- Reproducing or distributing our proprietary content without permission
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain the property of nuvexalorai Financial Planning Services.
You may not copy, modify, distribute, or create derivative works without our written consent.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information.
Payment Terms
Subscription fees are $250 per month, payable in advance. All prices include GST where applicable.
Representative APR: Variable rate based on subscription terms. Payment processing fees may apply depending on payment method chosen.
Refund Policy
Subscription fees are non-refundable. You may cancel your subscription at any time to prevent future charges.
Limitation of Liability
Our liability is limited to the maximum extent permitted by Australian Consumer Law.
In no event shall our total liability exceed the amount paid for services in the 12 months preceding any claim.
Indemnification
You agree to indemnify nuvexalorai against any claims arising from your use of our services or breach of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently through the following process:
Arbitration
Disputes that cannot be resolved through direct negotiation may be subject to arbitration under Australian commercial arbitration rules.
Arbitration will be conducted in Melbourne, Victoria, with proceedings in English.
EU Online Dispute Resolution
EU residents may access the European Commission's online dispute resolution platform:
EC ODR Platform
Termination
Either party may terminate the subscription service at any time with appropriate notice.
Upon termination, access to subscription services will cease, but these terms remain binding for previously provided services.
Governing Law
Australian Consumer Law and relevant financial services regulations apply.
Changes to Terms
We may modify these terms periodically to reflect changes in our services or legal requirements.
Significant changes will be communicated via email or website notification at least 30 days before taking effect.
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and any service-specific agreements, constitute the complete agreement between us.
Contact Information
For questions about these terms and conditions, please contact us using the information provided below.